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About Us

Independent U.S. home insurance protection resource.

We cover all types of property insurance with a focus on homeowners insurance for owner-occupiers. Find local carriers, learn about policy types, standard coverage inclusions and exclusions, additional coverage and endorsements.

Discover home insurance rates and pricing behind your homeowners insurance quote.

An independent resource to help homeowners better understand and secure the appropriate insurance protection.

In addition to standard homeowners insurance quotes we cover house insurance, condo insurance, umbrella insurance, vacant home insurance, high value home insurance and much more.

Discover the characteristics and ratings of the best home insurance companies.

Get a free homeowners insurance estimate from select carriers.

Get answers to questions you have and questions you didn't know to ask.

  • How to choose and calculate the right policy limit.
  • What homeowners insurance covers and doesn't cover (you may be surprised).
  • Paying attention to policy terms.
  • Important decisions to be made as you 'construct' your policy.
  • Avoiding underinsurance, co-insurance clauses and the force placed insurance scenario.
  • Effective premium saving strategy revealed. Savvy shopping and the true role of discounts.
  • Learn about contents or personal property insurance; how it works and claims adjustment.
  • Replacement cost coverage for dwelling and contents.
  • The types or forms of home insurance and how they differ.
  • Water damage is a common claim scenario; are you covered? Learn about Sudden and Accidental, Causation and Resulting damage scenarios and how they impact your claim.
  • Personal Liability Insurance, Loss of Usage and Medical Payments coverage explored.
  • State resources





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